Policies & Disclaimers

General advice warning & disclaimer

The information on this website, including any articles, insights, courses, calculators, tools, reports, emails and consultations, is general information only. It does not take into account your personal objectives, financial situation or needs.

Nothing on this site constitutes financial, investment, tax, legal, credit or accounting advice. Before acting on any information, you should consider its appropriateness to your circumstances and seek independent professional advice from a licensed financial adviser, registered tax agent, mortgage broker, solicitor or accountant as relevant to your situation.

Reza Kiani is a property acquisitions specialist and is not a licensed financial adviser, tax agent, credit licensee or legal practitioner. Past performance of any property, market or strategy is not a reliable indicator of future performance. All property investment involves risk, including the possibility of loss of capital.

To the maximum extent permitted by law, we exclude all liability for any loss or damage (including indirect or consequential loss) arising from reliance on any information, tool, calculator, course or communication provided through this website.

Calculators & tools

The calculators on this site (including but not limited to feasibility, cash-flow, repayments, stamp duty and land tax tools) are provided for general estimation and educational purposes only.

• Results are based on the inputs you provide and a series of assumptions, rates and rules that change over time.
• Government duties, taxes, thresholds, interest rates and lending criteria change regularly and may not be reflected in real time.
• Outputs are indicative only and should not be relied upon for any purchase, finance, tax or investment decision.
• You must verify all figures with the relevant revenue office, your lender, broker, accountant or solicitor before acting.

We do not warrant that the calculators are accurate, complete or current, and accept no liability for any decision made in reliance on them.

Educational courses & content

Our courses, lessons, videos and written content are designed to educate — not to recommend a specific property, loan, structure or strategy for you. Examples, case studies and numbers used are illustrative.

Completing a course does not create an adviser-client relationship and does not constitute personal advice. Always seek qualified, licensed professional advice before making financial or property decisions.

Privacy policy

Reza Kiani ("we", "us", "our") is committed to protecting your privacy. This policy explains how we collect, use, disclose and safeguard personal information in accordance with the Australian Privacy Principles (APPs) under the Privacy Act 1988 (Cth).

1. Information we collect

We collect personal information you provide when you contact us, book a consultation, create an account, or use our tools and calculators. This may include your name, email address, phone number, location, financial and property details you input into our tools, and information about your investment objectives.

2. How we use your information

• To provide the services and tools you request.
• To respond to enquiries and arrange consultations.
• To save reports and personalise your experience.
• To send service-related communications.
• To comply with our legal and regulatory obligations.

3. Disclosure

We do not sell your personal information. We may share it with trusted professionals working alongside us on your engagement (such as brokers, planners, solicitors, accountants and surveyors), and with service providers who help us operate the website and back-end systems. These parties are bound to handle your information confidentially.

4. Data storage and security

Your data is stored on secure cloud infrastructure with encryption in transit and at rest. While we take reasonable steps to protect your information, no system is completely secure and we cannot guarantee absolute security.

5. Cookies and analytics

We use cookies and similar technologies to keep you signed in and understand how the site is used. You can disable cookies in your browser, though some features may not work as intended.

6. Your rights

You may request access to, correction of, or deletion of your personal information at any time. To exercise these rights, or to make a privacy complaint, contact us at the address below. If you are not satisfied with our response, you may contact the Office of the Australian Information Commissioner (OAIC).

7. Third-party services

Our site embeds third-party tools (such as our meeting scheduler) which collect information directly under their own privacy policies. We encourage you to review their terms.

8. Changes to this policy

We may update this policy from time to time. The "last updated" date above reflects the most recent revision.

9. Contact

For privacy enquiries, please reach out via the contact page.